In addition to its affordable prices, Ajman is also known for its straightforward property ownership laws, especially for expats. Freehold areas in Ajman allow foreign nationals to fully own property, providing long-term security and eligibility for UAE residency visas in some cases. For first-time buyers, this is a huge advantage, offering not just a home but a potential path to residence in the UAE. At Lulu Properties, we guide clients through every step of the ownership process, including assistance with legal documentation, developer approvals, and trusted bank financing options.

The emirate’s flexible payment structures, including 0% down payment options on selected projects and post-handover payment plans, make it even easier for first-time buyers to secure their dream home without financial strain. This flexibility allows you to move in while continuing to pay in easy monthly installments—something rarely offered in other emirates.

Ajman also caters perfectly to young families and professionals. The city offers peaceful residential communities, access to international schools, public parks, and upcoming shopping malls and hospitals—all of which contribute to a high quality of life. Safety, community events, and a calm pace make Ajman a preferred destination for starting a new chapter in life.

Lulu Properties offers curated listings tailored to first-time buyers—from affordable studio apartments to spacious 2- or 3-bedroom homes in secure gated communities. We also provide expert property comparisons, future value projections, and negotiation support to ensure you’re making a sound financial decision.

In 2025, buying your first home in Ajman is not just more affordable—it’s also a smart investment in a city that’s developing fast. Whether you’re ready to move in now or prefer to buy off-plan and pay over time, Lulu Properties ensures you have access to the best available options with complete peace of mind.

Support from Visionary Leadership

Sheikh Abdulaziz bin Humaid Al Nuaimi, Chairman of the Ajman Department of Land and Real Estate Regulation, was blunt that this growth is due to the strong and carefully steered vision of the emirate’s leaders: This is how Ajman evolved into a competitive and interesting destination for local and international investors model modern lifestyle and offer fruitful opportunities for local and foreign investors.

Key Areas Leading Market Activity

According to Omar bin Omair Al Muhairi, the Ajman General Manager, “Ajman traded 11880 trading operations in 2024 with a value of more than AED 14.37 billion, which is a 40 per cent increase from the previous year. The most significant transaction was ‘Al Jurf 1’, amounting to AED 300 million, and the most significant mortgage was related to ‘Al Amera’, worth AED 155 million.

Best Performing Neighborhoods and Sectors

The “Eastern” sector was the most active in terms of trade, surpassing both the Southern and Northern sectors. Hay Al Helio 2 took the lead with the number of transactions, followed closely by Al Yasmin and Al Zahia. These areas are mostly sought after by investors because of their development potential and excellent infrastructure.